3Bedrooms
2.5Baths
2,500Sq ft, approx.
236 ftFrontage, approx.
0.43 acLot, approx.
70 miTo Boston, approx.↗Blueberry Island
The lake starts at the foot of the stairs.
A two-story great room, a second floor added in 2021 and the dock steps away.
Lake life
Every season on the water.
711 acres to explore, right off the dock.
- SwimRight off the dock
- BoatCruise the whole lake
- PaddleKayak and paddleboard
- FishBass, trout and pickerel
- FallColor on the water
- EveningsStone fire pit
- WinterA quiet lake season
- NearbyMonadnock and Wachusett
To be included
Ready for the water.
Everything needed for the first weekend on the lake.
- 2019 Manitou pontoonReady for the lake
- Custom trailerFor the pontoon
- ShoreStation liftSolar and battery powered
- DockAt the foot of the stairs
Personal property, transferred by bill of sale. Final terms are set in the signed offer and purchase and sale agreement.
Inside and out
Walk the home, level by level.
The 2021 suite level
- Vaulted primary suite
- Stone fireplace
- Large walk-in closet
- Spa bath, soaking tub
- Private lakeside porch
- Second living room and loft
Open to the lake
- Two-story great room
- Wall of glass to the lake
- Kitchen with large island
- Stone column, open stair
- French doors to the deck
Deck, yard and dock
- Lakeside Trex deck
- Stairs to the dock
- Level, fenced yard
- Stone fire pit
- Garage plus parking
Lake Monomonac
One lake, two states.
711acres
2.7miles long
2states
Illustration based on the Town of Winchendon GIS parcel map. Not to scale. Lot lines and frontage are approximate; the deed and a survey control.
ABOUT236 ftof frontage
Wide along the shore.
From Island Road down to the water.
Water frontageAbout 236 ft
Lot sizeAbout 0.43 acres, with a level, fenced yard
ParcelMap M2, Lot 8
ZoningR40, in the Lake Monomonac Overlay District
About 70 milesTo Boston
CausewayTo the island
NearbyMonadnock and Wachusett
Check the drive from your address (opens Google Maps)The work
Updated top to bottom in 2021.
Tap a number to see what was done.
1 of 7
Gallery
The home, in photographs.
Systems
Mechanicals, made simple.
Title 5 septic inspection
Private system passed its Title 5 inspection in September 2026.
septic This home is not on town sewer. Wastewater goes to a system on the property that the owner maintains, including periodic pumping.Required for most Massachusetts sales. Report on request.
Heat pump systems
Two systems, 2021. Heat and AC upstairs, AC on the main floor.
An oil furnace heats the main floor.
On-demand hot water
Rinnai tankless, propane, 2021.
Hot water without a tank to keep heated.
Double-wall oil tank
Roth double-wall tank, 2021.
Built-in containment. Supplies the furnace.
Private well and treatment
Private well with a two-tank treatment system.
No water bill; owner-maintained.
200-amp electrical
Eaton panel with a generator interlock.
Runs key circuits from a portable generator (not included).
5years old, approx.
Installed 2021
Installed 2021
- Second floor
- Roof
- Siding
- Insulation
- Heat pumps
- Furnace
- Tankless hot water
- Oil tank
- Second-floor windows
- Retaining wall
8years old, approx.
Installed 2018
Installed 2018
- First-floor windows
- Trex deck
Original1960s, reinforced 2021
- First-floor framing
Not yet datedInstall years not provided
- Septic system (passed Title 5, September 2026)
- Well pump and pressure tank
- Water treatment
- Electrical panel
- Dock
Dates are seller-reported and not yet matched to permit records.
Ownership basics
Real estate taxes$6,406 (FY2026)
HeatingHeat pumps and an oil furnace
Hot waterOn-demand, propane
FuelsElectric, propane and heating oil
Water and sewerPrivate well and septic
Waterfront permitsState-licensed (MassDEP Chapter 91), plus wetlands approval
Documents to review
See all 15 documents
- The full report behind the pass: the system's parts, what the inspector checked and any notes. Pumping records show how often the tank has been emptied. A passing report covers a sale for two years, or three with yearly pumping records.
- Septic systems are approved for a set number of bedrooms, counted by the Board of Health's own definition. This plan shows the approved number, to compare with the home as laid out after the 2021 addition.
- The town's building, electrical and plumbing permit and inspection records for the work.
- The town's permit and inspection record for the deck.
- Shows how the original frame was reinforced to carry the second floor, and whether the foundation was checked for the added weight.
- Lake Monomonac is on the state's Great Ponds list, so docks, lifts and shore work within the annual high water line need a MassDEP Chapter 91 license, which is recorded at the registry of deeds. Work near the shore is reviewed by the Conservation Commission; if it issued an Order of Conditions, look for the recorded Certificate of Compliance that closes it out.
- The deed is the legal record of ownership. A recorded plan is the official lot drawing on file with the registry of deeds.
- The state's Property Transfer Lead Paint Notification, which also meets federal law. Sellers and agents must give it to every buyer before an offer or purchase and sale agreement is signed, and buyers may take at least 10 days for a lead inspection. It is not a finding that lead paint is present.
- A private well isn't tested by a water utility. A recent lab test shows what is in the water; ask what it covered, since arsenic, uranium, radon and PFAS are often separate tests. Service records show what the two treatment tanks treat.
- Shows when the heat pumps, furnace and water heater were last serviced, and whether any maker's warranty transfers to a new owner.
- Massachusetts fire departments permit oil tank installs and removals. This shows the new tank was signed off and what is on file for any earlier tank.
- Radon is a natural gas from the ground that can collect in basements. A test is simple and is often done during the inspection period.
- A full year of real costs, winter and summer, for all three energy sources.
- Confirms the yearly tax figure.
- Confirms the boat and trailer details and that both are registered.
55 Island Road, Winchendon, MA 01475Fact sheet. Details as of October 28, 2026. https://smith-oak-listings.vercel.app/55-island-road
Fact sheetThe details, in one place. +
Price$1,275,000
Address55 Island Road, Winchendon, MA 01475
LocationBlueberry Island, Lake Monomonac
Bedrooms and baths3 bedrooms, 2.5 baths
Living areaAbout 2,500 sq ft
Lot0.43 acres and 236 ft of frontage, both approximate
Built1960s, interior completed 1990s
Major renovationSecond floor added; first-floor framing reinforced, re-insulated and re-boarded, 2021
Roof and sidingMetal roof and new siding on the whole house, both 2021
WindowsSecond floor 2021, first floor 2018
InsulationRe-insulated during the 2021 work, seller-reported
HeatingHeat pump on the second floor, oil furnace on the first floor, 2021
CoolingHeat pumps on both floors, 2021
Hot waterRinnai on-demand tankless, propane, 2021
Oil storageRoth Eco double-wall tank, 2021
WaterPrivate well with treatment system
SewerPrivate septic, passed Title 5 inspection September 2026
Electrical200-amp main breaker, generator interlock kit
Not yet datedSeptic, well pump and pressure tank, water treatment, electrical panel, dock
FireplaceElectric, stone surround, primary suite
Lower levelUnfinished basement
ParkingAttached garage plus parking for six
OutdoorTrex decking 2018, retaining wall 2021, fenced yard, fire pit
To be included2019 Manitou pontoon and trailer, solar and battery powered ShoreStation lift, dock
Real estate taxes$6,406 (FY2026)
ParcelMap M2, Lot 8
Documents to review
- Title 5 inspection report, September 2026, and pumping records
- Septic design plan or approved bedroom count
- Building permit, final sign-off and any Zoning Board decision for the 2021 addition
- Permit records for the 2018 deck
- Engineer's plans or letter for the 2021 addition
- Chapter 91 license and Conservation Commission records for the dock, lift, retaining wall, deck and 2021 addition
- Deed and any recorded plan
- Massachusetts lead paint notification (home built before 1978)
- Most recent well water test and treatment service records
- Service records and warranty papers for the 2021 heating, cooling and hot water equipment
- Fire department permit for the 2021 oil tank
- Any radon test results
- 12 months of oil, propane and electric bills
- Current real estate tax bill
- Pontoon and trailer registration, and any title
Showings by appointment
See it in person.
Text or call to book. 24 hours' notice.
For buyer's agents
Showings: By appointment with 24 hours' notice. Text or call Devon at 774-319-4083.
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Listing agentDevon UrenaPrivate Client Advisor
Smith & Oak Real Estate Co.774-319-4083devon@smithoakre.com
Smith & Oak Real Estate Co.774-319-4083devon@smithoakre.com